Paraguay's Healthcare System
Paraguay has a three-tier healthcare system: public (IPS/Ministry of Health), private clinics, and prepago (prepaid) private insurance plans.
Options for Expats
1. Paraguayan Prepago Plans
The most popular option for residents. Providers include Medicard, Asismed, Hospital Privado.
- Cost: USD 80–300 per person/month
- Pros: Affordable, direct billing, local networks
- Cons: Limited international coverage, waiting periods for pre-existing conditions
2. International Health Insurance
For expats wanting worldwide coverage: Cigna Global, Allianz Care, Foyer Global Health.
- Cost: USD 200–800 per person/month
- Pros: Worldwide coverage, higher limits, direct claims management
Typical Out-of-Pocket Costs (without insurance)
- General practitioner: USD 20–50
- Specialist: USD 50–150
- MRI: USD 150–400
- Appendectomy (private): USD 2,000–5,000
Conclusion
Healthcare in Paraguay is good and significantly cheaper than in Europe – if you're properly insured. Take time before emigrating to find the right insurance solution. We're happy to help.
